Nextgen SME sales and service model Phygital Customer Onboarding Experience

Akbank Service Design Team

Nextgen SME sales and service model Phygital Customer Onboarding Experience ᨑᨗ Akbank Service Design Team, ᨔᨒᨀ A' Design Award

Desain Meta, Strategis, sibawa Layanan Nextgen SME sales and service model Phygital Customer Onboarding Experience ᨑᨗ Akbank Service Design Team Akbank Service Design Team integrates customer digitization and diverse products on one platform with a Phygital approach for access outside branches. Unlike competitors, they offer personalized multi-product bundles in a single flow, enabling digital activation of up to 7 products. Their first point of mobile use innovation eliminates paper and physical presence through digital contract approvals. They employ a reward-based sales model to increase both customer relationship depth and sales efficiency.

ᨄᨈᨑᨗᨆ ᨔᨒᨀ A' Design Award

Nextgen SME sales and service model Phygital Customer Onboarding Experience ᨕᨔᨛᨒᨙᨊ Akbank Service Design Team ᨕᨗᨊᨑᨗᨈᨘ ᨄᨈᨑᨗᨆ ᨆᨗᨊᨔ ᨑᨗᨄᨀᨒᨛᨅᨗ ᨑᨗ ᨄᨄᨀᨒᨛᨅᨗ A' Penghargaan Desain Meta, Strategis, sibawa Layanan. Nextgen SME sales and service model Phygital Customer Onboarding Experience ᨆᨈᨑᨗᨆ ᨔᨒᨀ A' Design Award ᨑᨗ ᨈᨕᨘ 2026 ᨊᨛᨊᨗᨕ ᨑᨗᨄᨀᨗᨈ ᨑᨗ Best Designs of the World ᨔᨗᨅᨓ ᨉᨙᨔᨕᨗ ᨆᨒᨕᨗᨊᨙ ᨆᨗᨊᨔ ᨆᨅᨙᨉ ᨑᨗ ᨅᨗᨕᨔ. ᨅᨌᨕᨗ ᨄᨄᨗᨔᨛᨊ ᨄᨑᨚᨐᨙ, ᨔᨄᨕᨗ ᨕᨔᨛᨒᨙ ᨆᨒᨕᨗᨊᨙ ᨑᨗ Akbank Service Design Team ᨊᨛᨊᨗᨕ ᨕᨗᨔᨛᨂᨗ ᨄᨘᨊᨊ ᨔᨅ ᨉᨙᨔᨕᨗ Nextgen SME sales and service model Phygital Customer Onboarding Experience ᨆᨒᨗᨂᨙ ᨑᨗ ᨕᨔᨛᨒᨙ ᨔᨕᨗᨂᨊ.

ᨄᨄᨗᨔᨛᨊ Nextgen SME sales and service model

Desain Meta, Strategis, sibawa Layanan Nextgen SME sales and service model Phygital Customer Onboarding Experience ᨑᨗ Akbank Service Design Team Akbank Service Design Team integrates customer digitization and diverse products on one platform with a Phygital approach for access outside branches. Unlike competitors, they offer personalized multi-product bundles in a single flow, enabling digital activation of up to 7 products. Their first point of mobile use innovation eliminates paper and physical presence through digital contract approvals. They employ a reward-based sales model to increase both customer relationship depth and sales efficiency. Nextgen SME sales and service model ᨆᨈᨑᨗᨆ ᨄᨄᨀᨒᨛᨅᨗ ᨔᨒᨀ A' Design Award, ᨈᨗᨀᨛ ᨄᨄᨀᨒᨛᨅᨗ ᨆᨒᨛᨅᨗ ᨑᨗ A' Design Award & Competition. ᨉᨙᨔᨕᨗ ᨄᨈᨑᨗᨆ ᨔᨒᨀ A' Design Award ᨆᨔᨛᨉᨗ ᨄᨗᨀᨗᨑᨛ ᨆᨄᨙᨔᨘ ᨅᨑᨘ ᨔᨗᨅᨓ ᨉᨙᨔᨕᨗ ᨄᨑᨚᨄᨙᨔᨗᨕᨚᨊ, ᨊᨛᨊᨗᨕ ᨑᨗᨄᨗᨒᨗ ᨑᨗ ᨍᨘᨑᨗ ᨆᨒᨚᨄᨚ ᨔᨛᨅᨁᨕᨗ ᨕᨔᨛᨒᨙ ᨆᨒᨛᨅᨗ ᨑᨗ ᨀᨈᨙᨁᨚᨑᨗᨊ, ᨑᨗᨆᨘᨊᨑᨗᨕ ᨄᨛᨑᨗᨀᨗᨔ ᨕᨀᨉᨙᨆᨗ ᨆᨒᨛᨇᨘ, ᨆᨈᨘᨑᨘ ᨕᨉᨙ, ᨆᨊᨘᨑᨘ ᨀᨘᨕᨒᨗᨈᨔᨊ ᨊᨛᨊᨗᨕ ᨈᨛᨊᨑᨗ ᨄᨅᨙᨉ-ᨅᨙᨉ. ᨑᨗᨒᨒᨛᨊ ᨄᨛᨑᨗᨀᨗᨔᨕᨙ, ᨕᨔᨛᨒᨙ ᨆᨔᨘᨕᨙ ᨑᨗᨄᨗᨒᨗ ᨑᨗᨒᨒᨛᨊ ᨄᨛᨑᨗᨀᨗᨔ ᨑᨗ ᨔᨙᨕᨙᨒᨙᨆᨘ ᨈᨛᨊᨑᨗ ᨕᨗᨔᨛᨂᨗ ᨕᨔᨛᨊ ᨄᨛᨅᨘᨕᨙ, ᨆᨊᨘᨑᨘ ᨄᨈᨚᨀ ᨄᨛᨊᨗᨒᨕᨗᨕ ᨄᨘᨑ ᨑᨗᨈᨛᨈᨛᨀᨙ ᨊᨛᨊᨗᨕ ᨑᨗᨄᨕᨗᨔᨛ ᨑᨗ ᨈᨕᨘ ᨆᨙᨁᨕᨙ.

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ᨕᨔᨛᨒᨙ ᨆᨒᨕᨗᨊᨙ ᨑᨗ ᨀᨈᨙᨁᨚᨑᨗ Desain Meta, Strategis, sibawa Layanan

ᨕᨒᨛᨅᨗᨑᨛᨊ ᨉᨙᨔᨕᨗ ᨕᨛᨔᨚᨕᨙ

ᨄᨉᨙᨔᨕᨗ ᨕᨛᨔᨚᨕᨙ

ᨄᨉᨙᨔᨕᨗ ᨕᨛᨔᨚᨕᨙ ᨈᨗᨕ ᨕᨛᨔᨚ A' Design Award ᨆᨄᨀᨗᨈ ᨄᨉᨙᨔᨕᨗ ᨆᨗᨊᨔ ᨆᨌ, ᨄᨛᨅᨘ ᨉᨙᨔᨕᨗ, ᨄᨑᨚᨉᨘ, ᨄᨑᨚᨐᨙ ᨊᨛᨊᨗᨕ ᨕᨔᨗᨈᨙᨈᨘ ᨕᨔᨛᨒᨗ ᨊᨛᨊᨗᨕ ᨆᨕᨗᨊᨚᨄᨔᨗ, ᨔᨛᨅᨁᨕᨗ ᨄᨉᨙᨔᨕᨗ ᨕᨛᨔᨚᨕᨙ. ᨕᨛᨔᨚᨕᨙ, ᨆᨉᨗᨕᨕᨗ ᨕᨈᨗᨈ ᨆᨄᨀᨗᨈᨀᨗ ᨔᨙᨉᨗ ᨄᨉᨙᨔᨕᨗ ᨄᨒᨗ ᨆᨒᨛᨅᨗ ᨔᨗᨒᨗᨊᨚ, ᨉᨙᨔᨕᨗᨊ ᨆᨅᨛᨊᨈᨘ ᨒᨒᨛᨈ ᨆᨑᨔᨕᨗ ᨒᨗᨊᨚᨕᨙ.

ᨓᨓᨌᨑ ᨉᨙᨔᨕᨗ ᨕᨛᨔᨚᨕᨙ

ᨓᨓᨌᨑ ᨉᨙᨔᨕᨗ ᨕᨛᨔᨚᨕᨙ ᨅᨌᨕᨗ ᨓᨓᨌᨑ ᨊᨛᨊᨗᨕ ᨕᨔᨗᨅᨗᨌᨑᨛ ᨄᨒᨗ ᨅᨑᨘ ᨑᨗ ᨉᨙᨔᨕᨗ, ᨀᨑᨙᨕᨈᨗᨄᨗᨈ, ᨈᨙᨊᨚᨒᨚᨁᨗ ᨊᨛᨊᨗᨕ ᨕᨗᨊᨚᨄᨔᨗ ᨕᨊᨈᨑ ᨓᨈᨓ ᨉᨙᨔᨕᨗ ᨔᨗᨅᨓ ᨄᨉᨙᨔᨕᨗ, ᨕᨔᨗᨈᨙ ᨊᨛᨊᨗᨕ ᨄᨂᨚᨒ ᨆᨙᨑᨙ ᨆᨀᨔᨚᨑ ᨔᨗᨒᨗᨊᨚ. ᨄᨛᨒᨍᨑᨗ ᨆᨘᨄᨗ ᨒᨒᨛᨊ ᨄᨉᨙᨔᨕᨗ ᨊᨛᨊᨗᨕ ᨆᨙᨑᨙ ᨄᨈᨑᨗᨆ A' Design Award ᨆᨄᨚᨒᨙ ᨕᨒᨛᨅᨗᨑᨛᨊ ᨉᨙᨔᨕᨗ ᨆᨄᨙᨔᨚᨊ.

ᨈᨗ ᨉᨙᨔᨕᨗ ᨕᨛᨔᨚᨕᨙ

ᨈᨗ ᨉᨙᨔᨕᨗ ᨕᨛᨔᨚᨕᨙ ᨈᨗᨕ ᨕᨛᨔᨚ A' Design Award ᨆᨄᨀᨗᨈ ᨈᨗ ᨉᨙᨔᨕᨗ ᨆᨅᨙᨉ ᨌᨗᨑᨗᨊ, ᨆᨈᨑᨗᨆ ᨄᨄᨀᨒᨛᨅᨗ, ᨆᨕᨗᨊᨚᨄᨔᨗ ᨊᨛᨊᨗᨕ ᨆᨀᨑᨙᨕᨈᨗ ᨔᨛᨅᨁᨕᨗ ᨈᨗ ᨉᨙᨔᨕᨗ ᨕᨛᨔᨚᨕᨙ. ᨕᨗᨈᨕᨗ ᨄᨑᨚᨐᨙ ᨕᨔᨗᨈᨙᨈᨘ, ᨉᨙᨔᨕᨗ ᨆᨉᨙᨌᨙ, ᨆᨚᨉᨙ, ᨉᨙᨔᨕᨗ ᨁᨑᨄᨗ ᨊᨛᨊᨗᨕ ᨔᨛᨈᨛᨑᨈᨙᨁᨗ ᨉᨙᨔᨕᨗ ᨆᨗᨊᨔ ᨕᨔᨛᨒᨗ ᨊᨛᨊᨗᨕ ᨆᨀᨑᨙᨕᨈᨗ, ᨕᨔᨛᨒᨙᨊ ᨈᨗ ᨉᨙᨔᨕᨗ ᨆᨒᨛᨅᨗ ᨔᨗᨒᨗᨊᨚ.

ᨉᨙᨔᨕᨗ ᨕᨛᨔᨚᨕᨙ

ᨉᨙᨔᨕᨗ ᨕᨛᨔᨚᨕᨙ ᨈᨗᨕ ᨕᨛᨔᨚ A' Design Award & Competition ᨆᨄᨀᨗᨈ ᨄᨑᨚᨐᨙ ᨉᨙᨔᨕᨗ ᨕᨗᨔᨛᨈᨗᨆᨙᨓ ᨆᨄᨀᨗᨈ ᨕᨒᨛᨅᨗᨑᨛᨊ ᨉᨙᨔᨕᨗ ᨔᨛᨅᨁᨕᨗ ᨉᨙᨔᨕᨗ ᨕᨛᨔᨚᨕᨙ. ᨕᨛᨔᨚᨕᨙ, ᨆᨗᨊᨔ ᨆᨉᨗᨕᨕᨗ ᨕᨈᨗᨈ ᨆᨄᨀᨗᨈ ᨉᨙᨔᨕᨗ ᨆᨒᨛᨅᨗ ᨄᨈᨑᨗᨆ ᨄᨄᨀᨒᨛᨅᨗ, ᨆᨄᨚᨒᨙ ᨄᨘᨒᨙ ᨆᨉᨙᨌᨙ ᨔᨅ ᨕᨒᨛᨅᨗᨑᨛᨊ ᨉᨙᨔᨕᨗᨊ.

ᨒᨙᨁᨙᨉ ᨉᨙᨔᨕᨗ ᨕᨛᨔᨚᨕᨙ

ᨒᨙᨁᨙᨉ ᨉᨙᨔᨕᨗ ᨕᨛᨔᨚᨕᨙ ᨑᨗᨄᨗᨒᨗ ᨑᨗ A' Design Award & Competition, ᨒᨙᨁᨙᨉ ᨉᨙᨔᨕᨗ ᨕᨛᨔᨚᨕᨙ ᨆᨄᨀᨗᨈ ᨄᨉᨙᨔᨕᨗ ᨒᨙᨁᨙᨉ ᨆᨄᨛᨍᨍᨗ ᨒᨗᨊᨚᨈ ᨒᨛᨅᨗ ᨆᨉᨙᨌᨙ ᨔᨗᨅᨓ ᨄᨑᨚᨉᨘ ᨊᨛᨊᨗᨕ ᨄᨑᨚᨐᨙ ᨆᨒᨛᨅᨗ, ᨆᨄᨚᨒᨙ ᨕᨘᨈᨘ ᨊᨛᨊᨗᨕ ᨆᨄᨆᨍᨘ ᨆᨔᨑᨀ. ᨕᨗᨈᨕᨗ ᨄᨚᨈᨚᨄᨚᨒᨗᨕᨚ ᨉᨙᨔᨕᨗ ᨑᨗ ᨄᨉᨙᨔᨕᨗ ᨈᨗᨀᨛ ᨒᨗᨊᨚ, ᨕᨔᨗᨈᨙ ᨆᨀᨔᨚᨑ ᨊᨛᨊᨗᨕ ᨄᨛᨅᨘ ᨕᨗᨊᨚᨄᨔᨗ.

ᨔᨚᨑᨚᨈ ᨄᨉᨙᨔᨕᨗ ᨕᨛᨔᨚᨕᨙ

ᨔᨚᨑᨚᨈ ᨄᨉᨙᨔᨕᨗ ᨕᨛᨔᨚᨕᨙ ᨈᨗᨕ ᨕᨛᨔᨚ A' Design Award & Competition ᨆᨄᨙᨑᨖᨈᨗᨀᨂᨗ ᨄᨉᨙᨔᨕᨗ ᨆᨗᨊᨔ ᨆᨒᨛᨅᨗ, ᨕᨔᨗᨈᨙ ᨆᨀᨔᨚᨑ, ᨄᨛᨆᨗᨇᨗ ᨆᨀᨑᨙᨕᨈᨗ ᨕᨈᨕᨘ ᨄᨛᨅᨘ ᨕᨗᨊᨚᨄᨔᨗ ᨔᨛᨅᨁᨕᨗ ᨔᨚᨑᨚᨈ ᨄᨉᨙᨔᨕᨗ ᨕᨛᨔᨚᨕᨙ. ᨕᨔᨛᨒᨙᨊ ᨑᨗᨄᨗᨒᨗ ᨆᨊᨘᨑᨘ ᨀᨘᨕᨒᨗᨈᨔᨊ ᨔᨛᨅᨁᨕᨗ ᨌᨚᨈᨚ ᨆᨒᨛᨅᨗ ᨑᨗ ᨉᨙᨔᨕᨗ ᨆᨉᨙᨌᨙ. ᨕᨗᨈᨕᨗ ᨄᨚᨈᨚᨄᨚᨒᨗᨕᨚ ᨉᨙᨔᨕᨗ ᨆᨈᨑᨗᨆ ᨄᨄᨀᨒᨛᨅᨗ.

ᨕᨗᨉᨙ ᨉᨙᨔᨕᨗ ᨕᨛᨔᨚᨕᨙ

ᨕᨗᨉᨙ ᨉᨙᨔᨕᨗ ᨕᨛᨔᨚᨕᨙ ᨈᨗᨕ ᨕᨛᨔᨚ A' Design Award & Competition ᨆᨄᨀᨗᨈ ᨕᨗᨉᨙ ᨉᨙᨔᨕᨗ ᨆᨗᨊᨔ ᨆᨕᨗᨊᨚᨄᨔᨗ ᨕᨈᨕᨘ ᨀᨚᨔᨙ ᨆᨀᨑᨙᨕᨈᨗ, ᨆᨄᨀᨗᨈ ᨄᨗᨀᨗᨑᨛ ᨕᨔᨛᨒᨗ ᨊᨛᨊᨗᨕ ᨄᨛᨒᨛᨔᨙ ᨆᨘᨒᨗᨕᨙ ᨑᨗᨄᨀᨙ, ᨔᨛᨅᨁᨕᨗ ᨕᨗᨉᨙ ᨉᨙᨔᨕᨗ ᨕᨛᨔᨚᨕᨙ. ᨕᨗᨈᨕᨗ ᨀᨚᨔᨙ ᨆᨄᨙᨔᨚᨊ ᨄᨈᨑᨗᨆ ᨄᨄᨀᨒᨛᨅᨗ, ᨒᨒᨛ ᨄᨗᨀᨗᨑᨛ ᨅᨑᨘ ᨊᨛᨊᨗᨕ ᨄᨕᨗᨈ ᨆᨄᨛᨔᨘ ᨕᨗᨔᨛᨄᨗᨑᨔᨗ ᨄᨚᨒᨙ ᨑᨗ ᨔᨗᨊᨗᨊ ᨒᨗᨊᨚ.

ᨆᨙᨑᨙ ᨉᨙᨔᨕᨗ ᨕᨛᨔᨚᨕᨙ

ᨆᨙᨑᨙ ᨉᨙᨔᨕᨗ ᨕᨛᨔᨚᨕᨙ ᨈᨗᨕ ᨕᨛᨔᨚ A' Design Award & Competition ᨆᨄᨀᨗᨈ ᨆᨙᨑᨙ ᨆᨒᨛᨅᨗ ᨆᨕᨘᨈᨆᨀᨂᨗ ᨉᨙᨔᨕᨗ ᨔᨛᨅᨁᨕᨗ ᨆᨙᨑᨙ ᨉᨙᨔᨕᨗ ᨕᨛᨔᨚᨕᨙ. ᨑᨗᨕᨗᨈᨕᨗ ᨕᨗᨉᨙᨈᨗᨈ, ᨄᨕᨗᨈ ᨆᨀᨑᨙᨕᨈᨗ, ᨄᨑᨚᨉᨘ ᨊᨛᨊᨗᨕ ᨄᨑᨚᨐᨙ ᨄᨛᨑᨘᨔᨖᨕ ᨄᨚᨒᨙ ᨑᨗ ᨄᨛᨑᨘᨔᨖᨕ ᨊᨛᨊᨗᨕ ᨒᨙᨅᨁ ᨆᨕᨗᨊᨚᨄᨔᨗ. ᨔᨄᨕᨗ ᨆᨙᨑᨙ ᨄᨈᨑᨗᨆ ᨄᨄᨀᨒᨛᨅᨗ ᨊᨛᨊᨗᨕ ᨉᨙᨔᨕᨗᨊ ᨆᨒᨛᨅᨗ.

ᨈᨛᨑᨙ ᨉᨙᨔᨕᨗ ᨕᨛᨔᨚᨕᨙ

ᨈᨛᨑᨙ ᨉᨙᨔᨕᨗ ᨕᨛᨔᨚᨕᨙ ᨈᨗᨕ ᨕᨛᨔᨚ A' Design Award & Competition ᨆᨕᨗᨈᨕᨗ ᨈᨛᨑᨙ ᨉᨙᨔᨕᨗ ᨕᨔᨛᨒᨗ ᨔᨛᨅᨁᨕᨗ ᨈᨛᨑᨙ ᨉᨙᨔᨕᨗ ᨕᨛᨔᨚᨕᨙ, ᨆᨄᨀᨗᨈ ᨁᨐ ᨆᨘᨒᨕᨗ ᨆᨈᨘᨕᨙ, ᨕᨌᨀᨙᨑᨛ ᨆᨕᨘᨅᨕᨙ ᨊᨛᨊᨗᨕ ᨕᨑ ᨅᨑᨘ ᨀᨑᨙᨕᨈᨗᨄᨗᨈ ᨑᨗ ᨕᨔᨗᨈᨙᨈᨘ, ᨆᨚᨉᨙ, ᨔᨛᨊᨗ, ᨁᨑᨄᨗ, ᨄᨑᨚᨉᨘ ᨊᨛᨊᨗᨕ ᨅᨗᨉ ᨆᨒᨕᨗᨊᨙ. ᨔᨄᨕᨗ ᨈᨛᨑᨙ ᨉᨙᨔᨕᨗ ᨄᨒᨗ ᨅᨑᨘ ᨕᨛᨔᨚᨕᨙ.

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ᨕᨛᨂᨗ ᨉᨙᨔᨕᨗᨈ ᨆᨈᨑᨗᨆ ᨄᨄᨀᨒᨛᨅᨗ?

ᨆᨉᨗᨕᨕᨗ ᨕᨈᨗᨈ ᨆᨄᨀᨗᨈ ᨕᨔᨛᨒᨙᨈ ᨑᨗ Best Designs of the World.

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